Protect your Online Banking Login Information

By Elvis Huff on April 1, 2019
5 minute read

Think of your online banking login information as your social security number, bank account number, or other personally identifiable information (PII). You need to keep this information secure. You do not need to share it with anyone.

Why should I not share my bank account login information?

Sharing your online banking credentials means that ANYONE who has them can log into your account. Armed with that information, they can transfer money, withdraw money or even change the password and lock you out of your own account! That’s not a good thing!

Myths associated with sharing your bank account login information

Here are some myths commonly associated with sharing your online banking login information:

  • I was told I needed to give out my bank username and password so someone can remotely deposit this check into my account.

Absolutely not!  If someone is trying to pay you money, let them issue you a check and you deposit it, or use our new app to receive an electronic person-to-person payment (P2P).

  • I was told that by sharing my online account information, I will always have access to my money and never get locked out.

Absolutely not!  At WBT you will always have access to your money – online, in person, or through the app. It does help to ensure that your current phone number, email address and physical address are on file with us, but you’d never even need to share your online banking password with your banker.

  • I met someone online and they want access to my account.

Absolutely not!  People online are not always who they say they are. This is more than likely an elaborate scam to defraud you of your hard earned money. Do not rely on your friends’ “friends” to verify the online profile of that person who sent you a friend request– they could have been scammed too. For more on this, check out my recent post on Romance Scams.

  • I applied for an online loan and they wanted to verify my account balances

Absolutely not!  No reputable lender needs to login to your bank account. Period. If you need a loan, stop by in person to any one of our 28 locations and speak to one of our friendly staff members who will be glad to assist you with your loan. We won’t ask you for your bank account username and password!

What should you do?

Keep your online banking login information secure, and to yourself. Then no one but you can log into your account. This will keep your money safe, and keep the cyber criminals out of your account!

Have another thought, tip or suggestion? Leave it in the comments below. I would love to hear from you!

Wilson Bank & Trust.  Member FDIC.

Posted by Elvis Huff

Elvis Huff worked as an officer and network administrator for 12 years with the Lebanon Police Department and has also served as an adjunct professor in information systems at Cumberland University. Read More »


  1. I go to a google incognito window when I log into my WBT accounts, but have noticed a pop-up called “audioeye”. I clicked to see it is accessibility options, but is this safe?


  2. Mohammad Macdowell November 17, 2020 at 11:17 am


    I have a question, i see a lot of items on this site, I have made a screenshot of some products, that you also sell in your shop. But there products are 28% cheaper, well my question is what is the difference between your shop, is it the quality or something else, I hope you can answer my question.

    Yours truly
    Mohammad Macdowell

    “Sent from my Samsung phone”


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