WBT’s FREE Identity Monitoring – Mastercard ID Theft Protection

By Elvis Huff on February 3, 2020
7 minute read

You have read about it in the news – a data breach. You hear about a friend, family member or co-worker who has suffered a hack of their identity.

Identity theft can happen to anyone.

The result of identity theft is very costly. Do not let this crime happen to you.

Why consider identity protection coverage?

Your online information is everywhere – email, social accounts, past data breaches. Cyber criminals are constantly finding new ways to get your information.

Before you start, it is important to know the criminals’ tactics. That’s why it is important to recognize three easy vulnerabilities that criminals use to get our data (you can also learn more about this in a previous article, Cybersecurity – we are all human):

  1. Spear Phishing – Phishing emails continue to plague many consumers and businesses. Learn to recognize suspicious emails now.
  2. Stolen Credentials – Usernames and passwords are easy to get if a criminal can trick you into giving them out. Be aware of downloading software, links in emails, and unsolicited tech support phone calls. Scams usually start out this way.
  3. Unpatched systems/software– Are you still running Windows XP? I hope not. Keep your systems, including phones and tablets, up to date by downloading the updates from the manufacturer. Better yet, turn on automatic updating and plan to buy new devices periodically.

What does Mastercard’s identity theft protection cover?

Get full, real time protection and coverage over your personally identifiable information at any time of the day or night. And if you have a compromise, you will get someone to walk alongside you to assist in the restoration of your identity.

Monitoring and alerts

Get protection on all of your information:

  • Credit, Debit & Prepaid Cards
  • Health, Dental, & Vision Cards
  • Bank Accounts
  • Affinity Program Cards
  • Loyalty Cards
  • Other Cards
  • Driver’s Licenses
  • Vehicle Insurance Cards
  • Passport
  • Frequent Flier Cards
  • Web Logins
  • Domains & URLs

Credit Report Access

Get access to your credit report with TransUnion and monitor your credit at all three bureaus.

Getting Started

To get started, simply click here, and enter your WBT debit card number. Don’t worry; you will NOT be charged.  

Simply create an account with your preferred email and begin by entering your name. EASY!

Once you have created an account and signed up, you will get to the dashboard which shows you any outstanding alerts.









View and Add More

Since this is a monitoring service, the more information you add, the better your protection.  Simply, click the view and add more button to enter more information.

Text Alerts

While you are in the dashboard, be sure to setup text alerts. This is a fantastic way to get real time identity protection by staying in the know right on your phone.


Resolution Services & Tools

If you have a problem, there are plenty of tools to assist you with your identity monitoring needs. Services such as Identity Theft Resolution Wizard will help resolved problems related to specific categories.





If you can’t find a specific category that fits your problem, check out the Resolution Resources.





Talk to Someone

If you prefer someone to assist you, no problem. Simply get in touch with Customer Service to request assistance or talk to Victim Assistance 24/7.





No Expense!

This is a great tool that provides many crucial features to protect your identity. The best part is, it is FREE for WBT customers!  Mastercard provides this service free to anyone with a WBT debit card.


Have another thought, tip or suggestion? Leave it in the comments below. I would love to hear from you!

Posted by Elvis Huff

Elvis Huff worked as an officer and network administrator for 12 years with the Lebanon Police Department and has also served as an adjunct professor in information systems at Cumberland University. Read More »

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